Arizona Retirement Planning
America's Affordable Protection Solutions
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
America’s Affordable Protection Solutions is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Darian Stewart
President
My name is Darian Stewart, President of America’s Affordable Protection Solutions. I was born and raised in Pittsburgh, Pennsylvania (home of the Steelers lol) by my parents Diane and Dwayne along with my sister Deanna.
As a child I wanted to be an auto designer, or a chef, but as I became older and worked through national restaurant chain management, I realized that I needed to make a change. In 2014, I received an email from a famous insurance company and decided to take a leap of faith.
That leap of faith decision allowed me to become Life, Accident, Health and Long Term Care certified in all 50 states. In Colorado, I opened AAPS – my national Brokerage focusing on strategies to protect and extend folk’s funds using the most protective chassis in America today – Permanent Life Insurance and Annuities! Whole Life, Indexed Universal Life, Fixed Indexed Annuities and Long-Term Care Plans are our focus today. It’s not that any of these protections are new, but how do we know which company to trust, how do you know what product to have in your strategy?
The reason I stay invested in helping folks understand the true POWER of life insurance, is because of how it changed my life as a beneficiary when our Mother passed away in 2015. All of the families that just don’t have the knowledge but have the want to be knowledgeable and covered are both there. Money doesn’t bring our loved ones back, but it can help us while we are still living to have a better quality of life and when we are no longer here, money can continue to create a better quality of life for our loved ones. Storing assets inside of Permanent Life insurance is still one of the most secure vehicles on the Earth today and has proven to be for hundreds of years!
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Educational Events
Events in March 2025
- There are no events scheduled during these dates.
Client Events
Events in March 2025
- There are no events scheduled during these dates.
Our Downloads
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
